No part of this course may be reproduced, distributed, or transmitted in any form or by any means, including photocopying, recording, or other electronic or mechanical methods, without the prior written permission of Carolyn Tate, expect in the case of brief quotations embodied in critical reviews and certain other non-commercial uses permitted by copyright law. For permission requests, contact Carolyn Tate on [email protected]

Although Carolyn Tate has made every effort to ensure the information is correct, she does not assume and hereby disclaims any liability to any party for any loss or disruption caused by errors or omissions, whether such errors or omissions result from negligence, accident or any other cause.

The content in thus course is of a general nature and general comment only and does not represent professional advice. It is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Course participant should obtain professional advice where appropriate before making any decision. To the maximum extent permitted by the law, Carolyn Tate disclaims all responsibility and liability to any person, arising directly from any person taking or not taking action based on the information in the course.